The crew is shocked to learn that Morn has been killed in an ion storm. True to form, Quark sees an opportunity for profit and throws a memorial party at his bar. Sisko interrupts with surprising news — Morn has left Quark his entire estate. Although Morn's financial records indicate that he was broke, Quark searches Morn's quarters for hidden assets. Instead, he finds Morn's ex-wife, Larell, who tells Quark about Morn's hidden retirement fund of a thousand bars of latinum.

Quark offers Larell ten percent to keep her out of his hair, but he is unable to find the loot. He returns to his quarters to find two alien brothers, Krit and Nahsk. Claiming to be Morn's business associates, they tell Quark that Morn owes them all of the latinum. Quark tries to bargain when Nahsk smashes one of Morn's paintings over Quark's head. The two parties finally agree to a figure of fifty percent, and the brothers leave. Moments later, Quark discovers a storage locker claim slip woven into what's left of the painting.

Quark opens the locker, but finds only one bar of latinum inscribed with a message that the rest is in a bank. He hurries home to send for the rest of his inheritance, but another stranger, Hain, emerges from the shadows.

Claiming to be a security officer from Morn's home planet, Hain explains that Morn is a prince, and that his latinum is the property of the royal family! When he learns Larell is on the station, he offers Quark a reward for her capture. Later, Quark finds Larell waiting for him in his quarters. Krit and Nahsk soon show up, followed by Hain. Quark learns that their stories are all lies — the four of them robbed a bank with Morn, who ran off with all of the money. With the statute of limitations now expired, they came to collect, and now that Quark has sent for the latinum, they no longer need him.

Quark reminds the group that he must be there to take the delivery, so they agree to split the money five ways. However, the "partners" try to double cross each other, and Quark runs for cover until Odo arrives to arrest the four thieves. He excitedly examines the latinum, only to discover that the bars are worthless gold. Resigned to his fate, Quark returns to the bar to find Morn, alive and well. He faked his own death, leaving Quark to get the others out of the way. Morn then reveals where he really hid the latinum — he regurgitates 100 bars worth as a reward for Quark, making the whole experience a worthwhile one after all.