Star Trek

Quote (HedoIsBarisManco @ April 08 2010, 11:23 pm)

Quote (nhranger @ April 08 2010, 12:22 am) Quote (HedoIsBarisManco @ April 08 2010, 10:49 pm) Quote (nhranger @ April 07 2010, 11:48 pm) Quote (Admiral_JTK @ April 08 2010, 10:42 pm) Dont do CCs - unless its a bank card attached your bank account that works like a MC/Visa. Nothing good comes from them. I get free flights with mine and those are good. ? Take me with you ? Where do you want to go? ?Kentucky? Nah, I have been there already. How about Aruba

Yeah Nacth told me all about it.

Aruba works for me.

the rumor is that Hedo is known as the Arubian Stallion

or so Nacht says

Quote (HedoIsBarisManco @ April 08 2010, 12:21 am)

Redshirt back me up

I don't think he made it.   Some kind of alien has killed him  

Quote (HedoIsBarisManco @ April 08 2010, 10:21 pm)

Quote (Garak_3473 @ April 08 2010, 12:20 am) Quote (HedoIsBarisManco @ April 08 2010, 10:16 pm) Quote (Garak_3473 @ April 08 2010, 12:14 am) Quote (HedoIsBarisManco @ April 08 2010, 10:11 pm) Quote (Garak_3473 @ April 08 2010, 12:08 am) Folks, think about something. If credit were to just go away tomorrow, would that mean that no cars or houses would be sold? Think about it, do you think the car manufacturers and real estate agents would just go away too? No, things would simply become more affordable because people could no longer borrow large sums of money. Credit feeds itself. Take responsibility into your own hands and spend wisely. ?You can't count on the goverment to wipe your nose I do take responsibility, I don't use credit and I urge others to do the same. Credit reporting is extremely error prone, it is amazing to me that people allow so much to ride on a credit rating while having so little control over it. The credit system scratches it's own back, it feeds itself and if people would just quit using it....the market would accommodate. The only kind of credit that I approve of is related credit. For example, if I want to open a checking account...check my past checking accounts but beyond that...just say no. You have great control over your credit do you research. ?You get yearly free reports from all the beuros, and you can easily contest in accuracies ? ?in the reports I have done that myself. So if you are responsible and pay off your balance you don't have to pay a single cent. You can CHECK your credit report but if there are errors (and that happens alot) it is not easy to get it corrected. Look people, don't spend beyond your means. Stay out of debt as much as possible. It was easy. ¿All it took was a letter and a quick phone call. Credit cards does not equal debt. ¿Stupid spending equals debt. Redshirt back me up

It was easy for you perhaps but there are plenty of horror stories out there that I am sure you can find via Google.

No matter though because the real issue here is that the ultimate form of responsibility is not to spend beyond your means and if you do that....you have no need for a credit card.

Oh and speaking of debit cards and that FORCED line of credit with a huge interest rate! Yeah, be careful with those too because banks have been known to rearrange transaction to ensure the most fees. Just make you sure you never write a check or swipe the card without the money being there. Don't count on that direct deposit because the day you do that is the day the deposit will come in late.

People should look at the credit industry closely and they would see that it is really nothing more than a means to throw everyone into debt.

This stuff about improving your credit rating, yeah, that's important INSIDE the game. Like the score of a sporting event has little bearing outside of the game.